Own the AI layer your bank already runs on.
For banks that emerge from this decade with disproportionate position. Built inside your perimeter, governed by your committee.
AML enforcement has tightened. FinCEN Section 311 orders. CNBV liability rules. The USD correspondent franchise priced on demonstrable model-driven controls. Cost-to-income is now an AI-instrumented number — and your committee answers for it.
Four shipping patterns. Each scoped to a single regulator-grade win.
KYC / AML investigation copilot
A multi-agent investigator that drafts the memo. The compliance officer still owns the decision.
Instant-payment fraud & dispute resolution · Pix · SPEI
Real-time scoring, step-up authentication, dispute drafting. One loop, sub-50ms, with the human in the escalation path.
Document-heavy back office · credit · mortgage · regulatory
A document agent that drafts the memo, cites the source clause, flags the contradiction. The approver still owns the decision.
RM / wealth-advisor knowledge copilot
An assistant to the advisor: pre-meeting brief, post-meeting note, CRM write-back. The advisor still owns the relationship.
Adoption is not the question. Capture is.
The banks that internalize the AI layer compound. The banks that rent it through vendors do not.
A working session, not a sales call.
Two hours with a partner. We map your AI spend, data exposure, and governance posture against a sovereign reference architecture. You leave with a memo. We leave with a decision.